Check your loan options
Takes a few minutes. Lenders in the network may run a credit check before making an offer.
Loan offer disclosure. The form on this page is not an application for a B9 account or a B9 Advance. It is operated by a third-party network that may connect you with independent lenders offering personal or installment loans. Bninecash is not a lender, does not make credit decisions and does not set rates or terms. Each lender sets its own APR, loan amount, term and fees, which vary by state law and your credit profile; the lender must show you the APR and all costs before you accept a loan. Unsecured personal loan APRs commonly fall in a single-digit to mid-30% range for qualified borrowers, and short-term or bad-credit loans can cost much more. Illustrative example only, not an offer: a $1,000 loan repaid in 12 monthly payments at 35.99% APR would cost about $100.46 a month, $1,205.49 in total. Late or missed payments can result in fees and may be reported to credit bureaus. Submitting a request does not guarantee an offer, and lenders may check your credit.
B9 Advance or personal loan?
| Bnine (B9) Advance | Personal loan | |
|---|---|---|
| Amount | $10 to $1,000 per pay period | Often $500 to $5,000 or more |
| Cost | Monthly membership, no interest | Interest (APR) and possible fees |
| Credit check | None | Usually yes |
| Repayment | Automatic from next deposit | Fixed installments over months |
| Speed | After first deposit reaches B9 | Often next business day after approval |
Borrow responsibly
- Borrow only what you can repay on schedule.
- Compare the APR and total repayment, not just the monthly payment.
- Read the full loan agreement before you sign.
- If you are struggling with debt, a nonprofit credit counselor can help at no or low cost.