Where Bnine advances are not available
B9 publishes a short exclusion list with its advance terms. The B9 Advance is not offered in six states, and it is capped below the normal Premium limit in one more.
| State | B9 Advance status |
|---|---|
| Nevada | Not available |
| South Carolina | Not available |
| Wisconsin | Not available |
| Maryland | Not available |
| Kansas | Not available |
| Indiana | Not available |
| Connecticut | Available, limited to $750 per pay period |
Everywhere else, including Washington, D.C., the advance is offered subject to B9's normal eligibility rules. The list comes from B9's published advance terms. State rules for paycheck advance apps change quickly, so confirm availability in the B9 app before moving your direct deposit.
What the Connecticut cap means
In Connecticut you can still open a B9 account and use the advance, but the ceiling is $750 per pay period instead of the $1,000 Premium maximum. For most members this makes little practical difference at first: B9 says new users usually start between $10 and $50, and the average approved Premium advance was about $332 as of July 2026. The cap only matters once your deposits are large and regular enough to push your limit past $750.
Why some states are excluded
Paycheck advance products sit in a fast-moving area of state law. Several states have passed or proposed rules for earned wage access that cover licensing, fee disclosures and how optional charges are treated. When rules change, providers sometimes pause service in a state while they adjust, or set a lower cap. B9 does not publish its reasons state by state, so we don't guess at them here.
What if you move to another state?
- Moving into an excluded state: expect advances to stop once your address changes. Repay any open advance first; B9 will not issue new advances while a balance remains.
- Moving out of an excluded state: update your address in the app and keep your direct deposit going to B9. Your limit is based on deposit history, so a steady record helps.
- Moving into Connecticut: your ceiling drops to $750 even if you previously qualified for more.
If you live in an excluded state
You may still be able to open a B9 account for everyday banking and the B9 Visa debit card, but you should not expect a paycheck advance. Other options include apps that link to your existing bank, early direct deposit accounts, or a small personal loan from a regulated lender. Each has its own state list and costs; see Bnine alternatives or compare regulated loan offers on our apply page.
Full state-by-state list
Use this table to find your state quickly. It reflects B9's published exclusion list.
| State | B9 Advance |
|---|---|
| Alabama | Available |
| Alaska | Available |
| Arizona | Available |
| Arkansas | Available |
| California | Available |
| Colorado | Available |
| Connecticut | Available, capped at $750 |
| Delaware | Available |
| District of Columbia | Available |
| Florida | Available |
| Georgia | Available |
| Hawaii | Available |
| Idaho | Available |
| Illinois | Available |
| Indiana | Not available |
| Iowa | Available |
| Kansas | Not available |
| Kentucky | Available |
| Louisiana | Available |
| Maine | Available |
| Maryland | Not available |
| Massachusetts | Available |
| Michigan | Available |
| Minnesota | Available |
| Mississippi | Available |
| Missouri | Available |
| Montana | Available |
| Nebraska | Available |
| Nevada | Not available |
| New Hampshire | Available |
| New Jersey | Available |
| New Mexico | Available |
| New York | Available |
| North Carolina | Available |
| North Dakota | Available |
| Ohio | Available |
| Oklahoma | Available |
| Oregon | Available |
| Pennsylvania | Available |
| Rhode Island | Available |
| South Carolina | Not available |
| South Dakota | Available |
| Tennessee | Available |
| Texas | Available |
| Utah | Available |
| Vermont | Available |
| Virginia | Available |
| Washington | Available |
| West Virginia | Available |
| Wisconsin | Not available |
| Wyoming | Available |
Frequently asked questions
Which states can't use Bnine advances?
Nevada, South Carolina, Wisconsin, Maryland, Kansas and Indiana, according to B9's current terms. Connecticut is capped at $750 per pay period.
Is Bnine available in California, Texas, Florida and New York?
These states are not on B9's current exclusion list, so advances are available subject to the normal eligibility rules.
Can I open a B9 account in an excluded state?
You may be able to use B9's banking features and debit card, but the paycheck advance is not offered in excluded states.
What happens to my advance if I move to an excluded state?
Repay any open advance. Once your address is in an excluded state, you should not expect new advances.